Financial Services

Mortgage guidance alongside your move

We work alongside local independent financial advisers who can help you understand your mortgage options — whether you’re buying for the first time, moving home or investing in property.

Working together

Local independent financial advice, alongside local property expertise

Michael Anthony works alongside local independent financial advisers who can assist clients across a wide range of financial matters connected to buying, selling and owning property. Being independent means they have access to a broad range of mortgage products and can discuss options that suit your circumstances.

Whether you’re a first-time buyer trying to understand what you can borrow, someone moving home and needing to rearrange an existing mortgage, or a landlord looking at buy-to-let options — speaking to an adviser early in the process is often worthwhile.

What we can help with

Financial conversations at every stage

Independent advice can make a practical difference at each point in the buying or moving process.

First-time buyers

First-time buyer conversations

If you’ve never bought before, understanding what you can realistically borrow and what monthly costs look like is a sensible starting point before you begin searching.

Moving home

Moving home and affordability

If you’re already on the ladder and looking to move up or downsize, an adviser can help you understand your options — including porting an existing mortgage or arranging a new one.

Landlords

Buy-to-let mortgage support

Landlords buying additional properties or remortgaging existing ones may benefit from independent advice on the most suitable buy-to-let mortgage options available across the market.

Remortgaging

Remortgage conversations

If your current fixed rate is ending or you want to release equity, an independent adviser can explain the available options and help you compare the wider market.

Independent advice

Understanding your options before you make an offer

Many buyers find it useful to have an early conversation with a financial adviser before they start viewing properties in earnest. Knowing broadly what you can afford, and having a clearer picture of monthly costs, means you can focus your search more effectively.

Being independent means advisers have access to the whole of the mortgage market, rather than being limited to one lender’s products. That can make a difference, particularly when your circumstances don’t fit a standard profile.

Buyers and movers

Financial support that sits alongside the buying process

The process of buying a property involves a lot of moving parts — solicitors, surveys, mortgage applications and searches all run in parallel. Having a clear financial picture from early on helps to reduce delays and gives you more confidence when making decisions.

Our property teams and the independent advisers we work alongside can keep things moving together. If something changes during a purchase — a survey issue, a chain delay, a change in your circumstances — having an adviser already involved means you’re better placed to deal with it quickly.

The team

Meet the advisers

Our financial advisers work independently and have access to the whole of the mortgage market.

  • Karen Baskerville

    Financial Advisor

    Started in 2007

  • Wayne Gardner

    Financial Advisor

    Started in 2007

  • Charles Hart

    Mortgage Adviser

    Started in 2024

Step by step

Where financial advice fits into your move

Most buyers find that having financial conversations early — before they’ve found a property — puts them in a stronger position when they do. The stages to the side show roughly where financial guidance tends to be most useful.

  • 1

    Early budget conversations
    Understand what you can borrow before you start viewing.

  • 2

    Agreement in principle
    Gives sellers confidence in your position when making an offer.

  • 3

    Property search
    A clear budget means a more focused search and faster decisions.

  • 4

    Mortgage application
    Your adviser supports you through the formal application alongside your solicitor.

  • 5

    Completion
    Making sure the financial side is in order ready for exchange and completion.

Our area

Local property knowledge and financial conversations go hand in hand

When someone is deciding where to buy and what they can afford, those two questions are closely linked. Our branch teams across Milton Keynes, Bletchley, Tring and Hemel Hempstead understand the local market well — including what different postcodes look like at different price points.

Combining that local knowledge with independent financial advice means buyers can make more informed decisions before they start — rather than working backwards from a property they’ve already fallen for.

What our customers have to say

Common Questions

Questions about our financial services

Michael Anthony works alongside local independent financial advisers who can assist clients with mortgage and financial matters connected to buying, moving and property ownership. We can introduce you to the right person depending on what you need.

Yes. You can contact the advisers listed on this page directly by phone, or speak to your local Michael Anthony branch and we can make an introduction. The advisers are independent and have access to a wide range of mortgage products across the market.

Yes. If you’ve never bought before, speaking to a financial adviser early is a practical step. They can help you understand what you’re likely to be able to borrow, what monthly costs might look like, and what you’d need to have in place before making an offer.

Yes. If you’re already a homeowner and looking to move, an adviser can help you understand your options — including whether porting your existing mortgage is possible, what a new mortgage arrangement might cost, and how to time the financial side alongside your sale and purchase.

Yes. Whether you’re buying your first investment property or remortgaging an existing one, the independent advisers we work alongside can discuss buy-to-let mortgage options with you.

No. A mortgage application is subject to the lender’s assessment of your circumstances, credit history and the property in question. An adviser can help you understand your options and prepare your application, but lending decisions are made by the lender, not the adviser.

It’s generally worth doing. Having a clearer sense of your budget before you start viewing means you can focus on the right properties and act quickly when you find something suitable. It also means you’re in a stronger position when making an offer.

Our four branches cover Milton Keynes, Bletchley, Tring and Hemel Hempstead, along with surrounding areas across Bedfordshire, Buckinghamshire, Hertfordshire and Northamptonshire. The advisers we work alongside support clients across all of these areas.

Get in touch

Ready to start a financial conversation?

Speak to your local Michael Anthony branch or contact one of our advisers directly. Whether you’re buying, moving or investing, an early conversation costs nothing.